Pay over time with Klarna.

Slice it up with Klarna.

Slice up the payment on your purchase!  We’ve partnered with Klarna to provide you with flexible payment options at checkout, so you can buy what you want, when you want.

It’s smoooth and simple.

You shop, you choose how to pay.

  Slice it in 4

Four equal payments, automatically charged to your debit or credit card every two weeks. No interest or upfront fees.
1st payment - Time of shipment
2nd payment - 2 weeks after shipment
3rd payment - 4 weeks after shipment
Final payment - 6 weeks after shipment

Slice it in 4 for shoppers from Klarna U.S. on Vimeo.

   Slice it

Flexible consumer financing:
Planned payments
Take advantage of promotional APRs* with planned monthly payments. You’ll always know exactly how much is due each month, and how much you’ll pay in total.
Deferred interest
No interest if paid in full** Pay 0% interest on your purchase if the full amount is paid in 6 months. Minimum monthly payments required.

*Promotional offer for qualifying orders. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and ​terms.​ Accounts are issued by WebBank, member FDIC.
**Interest will be charged to your account from transaction posting date at 19.99% APR if the purchase balance is not paid in full by the end of the ​6 month​ promo period. Minimum payments required. Additional payments may be required to pay off balance before promotion expires. Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval and ​terms.​ Klarna Credit accounts are issued by WebBank, member FDIC.

When you slice up your payments with Klarna, you will know exactly how much you pay each month and in total. You’ll get an instant decision on whether you're approved with just simple information - no bank account or credit card required.

How to checkout with Klarna:

  • Add items to your cart
  • Select "Klarna" as your payment option at checkout
  • Enter simple information and know instantly if you’re approved
  • Klarna will send you an email confirmation and payment reminders

Complete all future Klarna purchases with just a single click.

Payments on Klarna.com

Review your latest purchases and settle your monthly statement at any time by logging into your Klarna account at www.klarna.com/us/. You can also reach Klarna anytime at www.klarna.com/us/customer-service/

Safe and Secure

Klarna uses modern safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page.

Who is Klarna?

It's all about smoooth (yes, with 3 ooo's). Klarna is Europe's leading payments provider and a newly-licensed bank, which wants to revolutionize the payment experience for shoppers and merchants alike. Founded in Stockholm, Sweden, in 2005, the fintech unicorn gives online consumers the option to pay now, pay later or over time - offering a trusted, frictionless and smoooth checkout experience. Klarna now works with 100,000 merchants to offer payment solutions to more than 60 million users across Europe and North America. Klarna has 2,000 employees and is active in 14 countries globally. www.klarna.com@klarna.usa

What is Slice it in 4?

Slice it in 4 allows for your purchase to be sliced into 4 fixed installments, charged automatically every two weeks beginning at the time your order is shipped. No invoice or instructions sent - you can simply sit back, relax, and enjoy your purchase. ​View complete terms.​

How do automatic payments work?

Slice it in 4 payments are collected bi-weekly from the debit or credit card you provide at the time of purchase. All scheduled payments are communicated to you by email and you can review your purchases by logging in at https://app.klarna.com/login

Will this affect my credit score?

Slice it in 4 will not affect your credit score.
Slice it applications will take credit score and credit history into consideration when determining if the application is approved.

What is Slice It?

Slice it is Klarna’s pay over time financing option, which is offered at the time of checkout. This affordable and highly flexible open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time.  View full terms here.

How does financing with Klarna work?

It’s simple! Shop at any online store that uses Klarna, and choose Slice it to pay for your purchases over time. You will know if you are approved in seconds, and then complete your purchase. You will receive an email notification of your purchase from Klarna, and can manage your account at www.klarna.com.

How can I reach Klarna?

You can reach Klarna anytime at www.klarna.com/us/customer-service/